Sat, Oct 3, 3:30 PM ET· Jerry Richardson Stadium· Memphis -20.5 · O/U 53
Early-season ratings are provisional. Opponent adjustment relies on a thin schedule graph until teams are connected through more games; expect movement through late September.
Rest 14d / 7dTravel 521 mi / 0 miForecast: 78°F · wind 9 mph · Rain, Partially cloudy
Market context
Memphis -20.5 · O/U 53
total opened 54.5, now 53
Records vs the spread and total, in each team’s role for this game.
Memphis as road favorite
2026 overall: 2-2 ATS (4 games) · 3-1 O/U (4 games)
2026 as road favorite: none in this role
Last season (2025): 4-1 ATS (5 games) · 2-3 O/U (5 games)
Since 2020: 11-9 ATS (20 games) · 12-8 O/U (20 games)
Charlotte as home underdog
2026 overall: 2-1 ATS (3 games) · 0-3 O/U (3 games)
2026 as home underdog: 0-1 ATS (1 game) · 0-1 O/U (1 game)
Last season (2025): 0-6 ATS (6 games) · 3-3 O/U (6 games)
Since 2020: 4-19 ATS (23 games) · 12-11 O/U (23 games)
2026 · TraditionalMemphis · 7 of 9
508.0
Yards / game
311.0
3.05
Points / drive
1.44
4.3
TDs / game
2.0
43.9
3rd-down %
30.8
52.9
RZ TD %
60.0
-0.3
Turnover margin
-1.3
2.5
Sacks / game
1.5
5.5
TFL / game
6.5
12.0
Havoc / game
10.5
40.8 / 59.2
Pass / Rush split
55.8 / 44.2
2026 · Situational matchup
When Memphis has the ball
Memphis's early-down offense ranks 7th of 138. Charlotte's early-down defense ranks 120th of 138.
Memphis's passing-down offense ranks 21st of 138. Charlotte's passing-down defense ranks 129th of 138.
Memphis's third-down offense ranks 78th of 138. Charlotte's third-down defense ranks 21st of 138.
Memphis's red-zone offense ranks 116th of 138. Charlotte's red-zone defense ranks 126th of 138.
When Charlotte has the ball
Charlotte's early-down offense ranks 132nd of 138. Memphis's early-down defense ranks 110th of 138.
Charlotte's passing-down offense ranks 127th of 138. Memphis's passing-down defense ranks 54th of 138.
Charlotte's third-down offense ranks 90th of 138. Memphis's third-down defense ranks 122nd of 138.
Charlotte's red-zone offense ranks 75th of 138. Memphis's red-zone defense ranks 95th of 138.
What’s changed
Values are what the defense allowed. Ranks: 1st = best. Offense form is EPA per play gained.
2026 · Collision map
Where each offense meets the other defense — FBS rank first, season value after.
Values are what the defense allowed. Ranks: 1st = best.
Early downs
Memphis offense
7thof 1380.255204 plays
vs
Charlotte defense · allowed
120thof 1380.103Memphis defense · allowed
110thof 1380.056vs
Charlotte offense
132ndof 138-0.209156 plays
Passing downs
Memphis offense
21stof 1380.26274 plays
vs
Charlotte defense · allowed
129thof 1380.30191 plays
Memphis defense · allowed
54thof 138-0.05598 plays
vs
Charlotte offense
127thof 138-0.20586 plays
Third down
Memphis offense
78thof 1380.05641 plays · small sample
vs
Charlotte defense · allowed
21stof 138-0.25948 plays · small sample
Memphis defense · allowed
122ndof 1380.27752 plays · small sample
vs
Charlotte offense
90thof 138-0.03652 plays · small sample
Red zone
Memphis offense
116thof 138-0.21546 plays · small sample
vs
Charlotte defense · allowed
126thof 1380.32464 plays
Memphis defense · allowed
95thof 1380.09738 plays · small sample
vs
Charlotte offense
75thof 1380.03630 plays · small sample
Field advancement
Memphis offense
20thof 13860.9%vs
Charlotte defense · allowed
108thof 13848.3%Memphis defense · allowed
123rdof 13852.2%vs
Charlotte offense
126thof 13837.6%Memphis Offense vs Charlotte DefenseMemphis · 10 of 11
EPA/Drive is opponent-adjusted. Other metrics are raw 2026 season stats with FBS ranks. Values are what the defense allowed. Ranks: 1st = best.
Quality (opponent-adjusted)
0.16#26
EPA/Drive (opp-adj)
#135-0.31
Defense rating (opp-adj), higher = better
Style / situational breakdown (raw 2026)
0.238#12
248 plays
EPA/Play
#960.032
allowed · 254 plays
0.226#26
101 plays
EPA/Pass
#1050.102
allowed · 109 plays
0.246#10
147 plays
EPA/Rush (sacks included)
#69-0.021
allowed · 145 plays
48.8%#55
248 plays
Success Rate
#11448.4%
allowed · 254 plays
49.5%#43
Pass Success Rate
#12850.4%
allowed
48.3%#70
Rush Success Rate
#8347.0%
allowed
60.9%#20
Available Yards %
#10848.3%
allowed
76.9#138
Net Field Position
#13664.6
Opponents' net field position (higher = better)
0.255#7
204 plays
Early Downs EPA/Play
#1200.103
allowed
6.6#54
Avg 3rd Down Distance
#1136.5
Opponents' avg 3rd-down distance (higher = better)
Memphis Defense vs Charlotte OffenseMemphis · 10 of 11
EPA/Drive is opponent-adjusted. Other metrics are raw 2026 season stats with FBS ranks. Values are what the defense allowed. Ranks: 1st = best.
Quality (opponent-adjusted)
0.01#67
Defense rating (opp-adj), higher = better
EPA/Drive (opp-adj)
#130-0.31
Style / situational breakdown (raw 2026)
0.067#108
allowed · 257 plays
EPA/Play
#135-0.210
210 plays
-0.003#84
allowed · 121 plays
EPA/Pass
#133-0.307
123 plays
0.128#115
allowed · 136 plays
EPA/Rush (sacks included)
#109-0.072
87 plays
46.3%#84
allowed · 257 plays
Success Rate
#13240.5%
210 plays
44.8%#93
allowed
Pass Success Rate
#12337.4%
49.0%#100
allowed
Rush Success Rate
#10144.8%
52.2%#123
allowed
Available Yards %
#12637.6%
73.6#31
Opponents' net field position (higher = better)
Net Field Position
#10171.8
0.056#110
allowed
Early Downs EPA/Play
#132-0.209
156 plays
7.8#39
Opponents' avg 3rd-down distance (higher = better)
Avg 3rd Down Distance
#737.0
2026 · Situational EPAEven · 3-3-0
Values are what the defense allowed. Ranks: 1st = best.
0.238
248 plays
Non-garbage · Off
-0.187
217 plays
0.067
257 plays
Non-garbage · Def (allowed)
0.027
252 plays
-0.215
46 plays · small sample
Red Zone · Off
0.036
30 plays · small sample
0.097
38 plays · small sample
Red Zone · Def (allowed)
0.324
64 plays
0.056
41 plays · small sample
3rd Down · Off
-0.036
52 plays · small sample
0.277
52 plays · small sample
3rd Down · Def (allowed)
-0.259
48 plays · small sample